waloMonthly budget
Build a template of fixed expenses with their due dates and reuse it every month. Mark each one paid, even if you pay it in parts.
Budgets & bills · Works offlineYour budget on track.
Your budget on track.
No missed payments.
Your budget & bills app
Build this month's budget, give every fixed expense its due date, and get a reminder before it lands. Everything lives on your phone — no servers, no ads, no connection needed.
Free to startNo adsPayment reminders
Due in 3 daysRent · $5,200
Budget paid67%
Your data lives on your deviceNo ads, no trackingGoogle Drive & iCloud backupSpanish & English
Features
Everything you need to reach month-end without surprises
Set your budget once, tick off each fixed expense as you pay it, and let Walo remind you what's coming. No spreadsheets, no friction.
Payment reminders
Walo warns you before each fixed expense falls due, so nothing slips through because you forgot. There's a daily logging nudge too. With Pro you pick the time each one arrives.
Log money in seconds
Amount, category, account, date and tags. Search and filters to find any transaction later.
Multiple accounts
Cash, debit, credit, savings, investment and per-person accounts. Your total balance, always visible.
Reports & charts
Category donut, multi-month trend and a breakdown of income, expenses and balance.
ProCategories & tags
Over 20 categories ready to go, plus your own. Add tags to group things however you like.
Backup & export
Back up to Google Drive or iCloud whenever you choose, and export everything to CSV for Excel.
ProStreaks & achievements
Log daily, build a streak and unlock badges. The habit is what actually moves the needle.
Works offline
All of your information is stored in a local database. No internet, no waiting, no server to depend on.
Screenshots
This is Walo
A clean interface where this month's budget and what's still unpaid are visible at a glance.
Pricing
Start free. Upgrade whenever you want.
The free plan never expires. Pro removes the limits and adds backups, advanced reports, export and reminders on your schedule.
Free
Perfect to get started
$0forever
No card. No expiry.
Download Walo- Up to 2 accounts
- Up to 5 categories of your own
- 1 budget template
- Basic payment tracking
- Monthly summaries
- 3-month history
- Payment reminders at set times
Pro
For serious money managers
$19.99USD / yr
Works out to $1.67 a month — you save $3.89 a year
1 month free, then $19.99 USD
$1.99USD / mo
Billed monthly, no commitment
1 week free, then $1.99 USD
You pick the plan when you subscribe inside the app. It renews automatically and you can cancel anytime from your App Store settings.
- Unlimited accounts
- Unlimited categories
- Basic payment tracking
- Unlimited budget templates
- Advanced reports & charts
- Google Drive or iCloud backup
- CSV / Excel export
- Full history
- Reminders at the times you choose
- Priority support
Prices shown are in US dollars (USD) and are for reference only. The final price is set by the App Store in your country and local currency, and that is the price you will see when confirming the purchase. The free trial applies once per Apple ID. Unless cancelled before it ends, the subscription renews automatically.
FAQ
What people ask
Does Walo connect to my bank?
No. Walo does not connect to any financial institution and never asks for your bank credentials. You record transactions manually — which is exactly what keeps the app working offline and your data off any server.
For the same reason, Walo does not pay on your behalf: it reminds you when something is due, and you mark the expense as paid once you have paid it.
How do payment reminders work?
Every fixed expense in your budget carries a due day. Walo schedules an alert on your phone to remind you before that date arrives. You can also turn on a daily reminder so you don't forget to log your spending.
These are local notifications: your own device schedules them, so they work even with no internet. Turn them on or off from the menu, under Notifications.
Do I need internet to use Walo?
Not for everyday use. Recording transactions, checking your budget and viewing reports all work fully offline. You only need a connection to sign in, to back up to Google Drive or iCloud, and to buy or restore a subscription.
Where is my data stored?
On your device, in a local database. There is no Walo server holding your accounts, transactions or budgets. They only leave your phone if you create a Google Drive or iCloud backup, or export a CSV file.
Full details are in the Privacy Policy.
Can I try Pro before paying?
Yes. The monthly plan includes a free week and the annual plan a free month. Cancel any time before the trial ends and you will not be charged. The trial is available once per Apple ID or Google account.
How do I cancel my subscription?
From the App Store, not from inside Walo: Settings → your name → Subscriptions → Walo → Cancel subscription. You keep Pro until the period you already paid for ends.
What happens to my data if I cancel Pro?
Nothing is deleted. Your transactions, accounts and budgets stay on your device. The free-plan limits simply apply again for creating new items and for reading older history. Resubscribe and everything is available again.
How do I back up my data?
From the side menu, in the backup section, you can save a copy to Google Drive or iCloud and restore it on another device. You can also export everything to CSV. Because the data lives only on your phone, back up regularly: if you lose the device without a backup, the information cannot be recovered.
How do I delete my account and data?
Uninstalling the app removes the local database from the device. To also delete your sign-in account and any associated backup, email info@waloapp.io from the address you registered with. See Data deletion.
Contact
Need a hand? Get in touch
We reply in Spanish and English, usually within two business days.
Support
Questions about the app, technical issues, subscriptions or backups.
support@waloapp.ioPrivacy & data
Exercise your access, rectification, cancellation or objection rights.
info@waloapp.ioDelete my account
Request deletion of your sign-in account and any associated backups.
How to delete your dataLegal
Clear terms, no fine print
These are the summaries. Each links to the full document, which is the one that legally applies.
Privacy Policy
In short, how we handle your information:
- Your transactions, accounts and budgets are stored on your device, not on a server of ours.
- We use no advertising, no analytics and no third-party tracking, and we never sell your data.
- Data only leaves your phone when you decide: signing in or backing up.
- You can request deletion of your account and backups at any time.
Terms of Use
In short, the rules of the service:
- Walo is a personal record-keeping tool, not financial advice and not a banking service.
- Subscriptions are billed and cancelled through the App Store.
- Because data lives on your device, keeping backups is your responsibility.
- You can stop using the app at any time, with no penalty.
Reach month-end with nothing left unpaid
Download Walo for free, set up your budget in under five minutes, and let the app remind you of every due date.
Download Walo free